Company registration and authority
Prepare the current certificate of incorporation or equivalent registration record, constitutional documents and the bank’s application forms. Ask whether a board resolution, authorised-signatory record, company stamp or certified copies are required. For a Hong Kong company, clarify which current company and business-registration records the bank requests.
Ownership and identity
Make a dated ownership chart that follows intermediate holding entities through to the individuals who ultimately own or control the company. Collect the registers and identity records requested by the bank. Explain name variations and recent changes; do not treat a simple chart as a substitute for supporting records.
Real business evidence
Describe the goods or services, customer and supplier roles, and how delivery and payment work. Organise genuine contracts, orders, invoices or other available records. A new company can explain its plans, but it must distinguish planned transactions from completed business.
Payments and funding
Set out the purpose of the account, currencies, expected payment frequency, countries and counterparties. Identify whether funds come from sales, shareholder capital or borrowing, and prepare the available supporting evidence. Label forecast amounts and their assumptions.
Before paying for translations or certification
Ask the bank for its current checklist in writing. Confirm the language, validity period, certification method, original-document and attendance requirements. Do not assume that notarisation, legalisation or an apostille is required for every record; arrange only the form of verification the bank accepts.
A useful cover summary
Use one short overview to connect the file: where your company is registered, what it does, who owns it, why it needs an account in China and what payments it expects. Check that company names, dates, counterparties and amounts agree across the application. Supro can help organise the file and coordinate clarification with the bank.
Continue preparing
- Document checklist
- Remote opening and attendance
- Fees and quotation checklist
- Hong Kong company account guide
- Hong Kong annual compliance
- Understanding application concerns
- Multiple-account case studies
Bank of Communications’ published FTN application materials are one bank’s starting point. The customer due diligence rules effective in 2026 explain the identity, ownership and business-purpose assessment. Neither source establishes one universal fee, remote-opening option or approval deadline.
General preparation information; confirm current requirements with the selected bank. Supro provides application support and does not make the bank’s approval decision.